Protecting Your Business, Employees, Vehicles & Everything in Between



Cara has been working in the insurance industry since 2009. Her primary focus is working with Auto Repair and Auto Body Shop owners. When not writing insurance you are likely to find her on the Golf course. Cara is the mother of two beautiful children and loves exploring the world with them.

Cara Lerud – Risk Advisor



Auto Service and Repair Shop Insurance is a specialized industry of Insurance that can protect against many different types of risks.

If you're an Auto Service and Repair or Auto Body Shop, you will need both liability and property damage coverage. Liability will protect your business from paying damages in the event that someone brings a lawsuit against your company for injuries or property damage. Property coverage will protect your business from being liable for any damages done by the vehicles under repair at the shop.

Auto Service and Repair Shop Insurance is necessary to ensure that your business covers all eventualities in the event that something goes wrong.

Working with a Risk Advisor at GRIT Insurance to implement the correct Insurance coverage along with our Return to Work Program and Risk Management is key to success in the Automotive Industry.

These risks might include:

  • Property damage that the auto service and repair shop may do to other cars while repairing or servicing their customers' vehicles;
  • Property damage to the ground on which they might be doing work;
  • Premises liability, which protects them from responsibility for any accidents or injuries on their property;
  • Worker's compensation for injuries incurred by employees while working at the auto service and repair shop;
  • Product liability, which covers them in case they sell a product that hurts someone.

Insurance Services

General Liability
Business Property
Workers Compensation
Garagekeeper's Liability
Cyber Liability
Professional Liability
Employment Practices
Commercial Umbrella

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